![]() Opting-out stops prescreened solicitations based on lists from the four major consumer reporting companies. The information provided by consumers is confidential and must only be used to process the opt-out request. To opt-out for five years: Call toll-free 1-888-5-OPT-OUT (1-88) or visit The phone number and website are operated by the major consumer reporting companies.Ĭertain personal information, including a home telephone number, name, Social Security number, and date of birth, must be provided to complete an opt-out request. The form will be provided after an online request to opt-out is initiated. To opt-out permanently: You may begin the permanent opt-out process online at To complete a request, a signed Permanent Opt-Out Election form must be returned. Online or by phone, consumers may opt-out of receiving these offers for five years or permanently. Individuals with no interest in receiving pre-approved credit offers from phone calls, text messages, and emails may cancel the future solicitation of these offers. However, the FCRA also provides consumers the right to “Opt-Out”, which prevents Consumer Credit Reporting Companies from providing their credit file information for Firm Offers. The Fair Credit Reporting Act (FCRA) permits the consumer credit reporting agencies ( Experian, Innovis, Equifax, and TransUnion) to include consumers’ names on lists used by creditors or insurers to make firm offers of credit or insurance that the consumer has not initiated (“Firm Offers”). ![]() But there are ways that a consumer can opt-out of these pre-approved credit offers. The purchasers of this information start calling and mailing the consumer with solicitations. This shared financial information includes name, address, phone number, credit history, and FICO score. The opt out is on an individual basis, not a membership basis if there are joints or secondary owners on the account who want to be opted out, they’ll need to opt out separately or the form below will need to be filled out twice for both individuals.When the major credit agencies receive a request to pull a consumer’s credit report, they add the consumer’s name to a marketing list and package his or her financial information for sale to business entities wishing to make firm offers of credit. Email us at Please include your full name (and names of any joint or secondary members who would like to be opted out) and last 4 digits of the membership number you would like to be included in the opt out.Includes mailings from our partners such as CUNA, TruStage and CUDC.Įmail: monthly e-newsletters that include helpful hints for banking, important announcements regarding data breaches, fraud, schemes and random customer service surveys. Mail: postcards to announce upcoming events such as Shredding days, Fall Fest, Santa, etc., and current promotions and offers. Types of marketing you can expect from us are: We will never sell your information to third parties or send you spam. We try to keep our mailings, emails and overall marketing to you at a minimum. If we do not hear back from you, you will be included in any future marketing communications.Īs our member, we try to provide you with important and valuable information that you would find relevant. We are in the process of updating our records and require action from you if you would like to opt-out or CONTINUE opting out of all of our marketing mailings and emails. Loan Payment Portal Enrollment Instructions.
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